#Wealth Wellness Wednesday Tip: Are you Saving Your Futureš®ā
- Kryshonda Torres
- Sep 18, 2024
- 2 min read
Let me ask you somethingā¦.Are you saving your futureā
According to surveys conducted by research firms:
š79% of Americans feel financial stress
šMore than half live paycheck to paycheck
š62% of Americans carry credit card debt, 37% have already maxed out their credit card, and 27% donāt pay their bills on time.
Most of us donāt want to become a statistic. These problems are all around us. They happen to our family and our friends' families.
Isnāt it ironic that we live in one of the wealthiest countries in the world, but we always have money problems š¤·š½āāļø
We can work hard all our lives but retire poor. We do so much to raise our kids just to see them finish college with a lot of debt. Debt becomes a way of life.š
Nobody teaches us how to manage our money in school. Financial issues are not often discussed, and financial products not always explained.
āWe use credit cards every day and donāt always understand the hidden charges.
āWe buy insurance policies (because gofundme isnāt an insurance plan) and stick them in a file cabinet.
āWe contribute to our 401 (k) or RRSP (Registered Retirement Savings Plan) and hope someone will take care of it.
We need to change, and the task wonāt be easy. But we need understanding first. The old days of passive dependence have to end. A new era of proactivism and financial freedom must begin and it begins with US.
My Septemberš calendar is OPEN for FREEĀ Personal Finance Strategy (PFS) Sessions.
These FREEĀ sessions are designed to help you:
šGet rid of debt (no more sleepless nights)
šBudget more (tell your money where to go instead of wonder where it went )
šinvest more (make your money grow)
šsave more (create generational wealth)
š give more (more impact for the kingdom of G-d)
ACTION STEP:Ā If youāre ready to take control of your finances and achieve true wealth, drop a š° money bag below in the comments to reserve one of the FREEĀ Personal Finance Strategy (PFS) Sessions.
Remember, there is NOBODYĀ more interested in your financial future than YOUĀ are, definitely not the government or your employer. Itās your responsibility to learn the simple rules of how money works and I'm here along for the ride as your guide on the side.
Click the link below to schedule your session today!
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[Reference: Saving Your Future: Basic Principles of Building a Financial Foundation, 3rd Edition. X Press WSB, Inc. 2021]
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